How Will the New Minimum Wage Impact Workers’ Compensation
Posted: May 9, 2016
Many states and cities are enacting new minimum wage laws, and all will feel the impact. Not only will the cost of goods go up, but also every business will see an increase in workers’ compensation costs. Those business with a high minimum wage work force will see an even higher premium increase. In California for example, the wage increase affects 43% of the state’s...
How To Survive A Business Interruption
Posted: May 2, 2016
How To Survive A Business InterruptionWhile all business owners want their enterprises to be both productive and profitable, you may not have considered the costs associated with a business interruption. Business interruption coverage can be added to your property insurance; this form of insurance is critical in keeping your business fully protected. It is impossible to predict every eventuality, particularly the damage incurred when a heavy storm or other disaster damages your...
Seven Steps To A Safer Workplace
Posted: April 2, 2016
Seven Steps To A Safer WorkplaceBusiness owners are responsible for keeping the workplace safe and OSHA (Occupational Safety and Health Administration) compliant. But accidents still happen. When a worker, customer, or client is injured, it is upsetting and there are often long term consequences. All business owners can reduce risk and maintain a safer, healthier workplace by taking the following seven steps: Ongoing training. Every new employee must be trained...
Coverage Check: Is Your Property Protected Against Vandalism?
Posted: March 17, 2016
Coverage Check: Is Your Property Protected Against Vandalism?Vandalism may not be the first issue that comes to mind when you think about your commercial insurance. Unfortunately, this concern is very real and can lead to serious destruction of your property. It is often expensive to repair, and acts such as graffiti can have far-reaching consequences for your business. Why Commercial Property Insurance is Crucial Even a single act of vandalism can directly impact your...
Landlord Insurance 101
Posted: March 11, 2016
A quick guide to landlord and property manager’s insurance Landlords and property managers have many unique risks that only a trained and experienced agent can understand. The term ‘Landlord’ is broad and can include those who manage rental property, apartments, condominium associations, and commercial property. We offer both commercial and residential landlord insurance, and you can obtain a policy whether you need to cover a...