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Category: Home Insurance

Make Your House Safe For Trick-Or-Treaters

Make Your House Safe For Trick-Or-Treaters Halloween is fast approaching. All kids love to dress up, get together with friends, and go door-to-door hoping to find the full size candy bar. A little pre-planning can prevent unfortunate accidents that could turn out to be tragic for kids and trying for you. Here are some pointers for ensuring your house is a safe place for trick-or-treaters...

Can You Live Without Disaster Insurance?

  Human caused disasters and natural disasters occur in every state. California has earthquakes and wild fires, Colorado has flooding and wildfires, the Northeast has winter storms and high winds, Florida has flooding and hurricanes, and the Midwest has flooding and tornados. Insurance And Disasters It is safe to say that most business and homeowner’s insurance policies do not cover the risks associated with disasters....

Get Added Protection

Umbrella Insurance Many businesses and people are unsure what an umbrella policy is or what it covers. Partners Risk Services is here to help. We will explain the basics of Umbrella Insurance and the benefits to you and your business. When you are outside and there is a light rain or breeze you generally don’t need or want an umbrella. However, if it is pouring...

Flood Insurance, Do You Really Need It?

Many homeowners decide to go without flood insurance. Some people figure the odds are low that anything will happen, while other people think that a flood is covered under their current policy. Let us correct you; unless you have added flood insurance coverage, it is excluded. We agree that the probability is low, nonetheless, it does exist. Now is the time to consider Louisiana flood...

How To Celebrate July Fourth Safely

Fireworks during the Fourth of July are as American as apple-pie, but did you know that two out of five fires reported on that day are started by fireworks, more than for any other cause? So you think it cannot happen to you? Here are a few facts: In 2018 over 9,800 people went to the emergency room as a result of fireworks related injuries....