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Category: Risk Safety

Are Electric Scooters Covered Under My Insurance Policy?

Are Electric Scooters Covered Under My Insurance Policy?

Scooters are popping up all over cities across the country.  They have been popular in Europe for years.  We are at the beginning of this new form of personal transportation, which creates a few questions regarding risk, liability, and insurance coverage. Scooter usage Facts (Forbes) 4 % of rider wear helmets 80% of accidents are results of falling Head trauma is the most common type...

We Know Insurance

We Know Insurance

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice! The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and...

Are You Shopping Online This Holiday?

Are You Shopping Online This Holiday?

Personal Insurance Update The holiday shopping season is upon us, and many of us are searching our favorite web pages for the best deals on the items that top this year’s wish list. Last year, cyber Monday was the year’s single biggest day for shopping, generating over 2 billion dollars in sales. This year, consumer experts predict an even bigger day. However, this online activity...

Don’t Let the Company Holiday Party Turn Into an Employment Claim

Don’t Let the Company Holiday Party Turn Into an Employment Claim

  Company Holiday Parties Increase Risks Your company Holiday party was going great, and everyone was having a wonderful time.  Except one of the female employees said that a manager touched her and made un-wanted advances.  Now she is filing an employment liability claim.  This is a scenario that no one wants to happen. Your business insurance may not cover this lawsuit unless you have...

Criminals Are Holiday Shopping Too!

Criminals Are Holiday Shopping Too!

  Personal Insurance and Safety Update Halloween is over and that means we are in the middle of the holiday season.  During the next 45 days, we will all be busy shopping, eating out, and traveling.  Thieves know that the police are overloaded during the holiday season, and they take full advantage it.  Burglars know that there are many expensive items in homes and cars...