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Category: Risk Safety

Is My Business Covered?

Is My Business Covered?

  According to the latest surveys by major insurers, small to medium sized businesses have a number of critical gaps in their insurance coverage. The reasons for gaps vary; not fully understanding how certain coverage applies to their business, buying insurance from a captive agent who can’t provide the coverage, thinking their commercial coverage provides the coverage, and finally believing they don’t have the risk....

What Factors Impact Your Home Insurance Costs?

What Factors Impact Your Home Insurance Costs?

If you're looking for homeowner's insurance, you're undoubtedly curious about how the insurer calculates your premium. Some consumers have the misconception that home insurance is a fixed cost. In truth, home insurance prices are tailored to the individual needs of each homeowner. Unlike auto insurance, homeowner insurance requires a great deal of data! You'll need your house's measurements, construction specifications, and information on any extras...

Practical Insurance Tips for Property Managers

Practical Insurance Tips for Property Managers

Ensuring Adequate Protection Property management comes with its own set of challenges and risks, making the right insurance coverage essential for protecting not just the physical property but also the financial stability of the business. Whether managing residential, commercial, or mixed-use properties, understanding and navigating insurance needs is critical. This blog provides practical insurance tips for property managers, ensuring they are well-equipped to handle unexpected...

How To minimize Cyber Risk

How To minimize Cyber Risk

Strengthening Cyber Event Response In an era where digital threats are constant, companies must be prepared to face the challenges of cyber events head-on. In 2023 over $460 million was paid in ransomware to cyber criminals. The ability to respond effectively to these incidents can make the difference between a minor disruption and a major breach. To bolster their defense strategies, targeted companies must prioritize...

Insurance Is A Promise To Perform

Insurance Is A Promise To Perform

Insurance is often described as a promise to perform. At its core, insurance is a contract between an individual or entity (the policyholder) and an insurance company. This contract is based on trust and the expectation that, in the event of a covered loss or occurrence, the insurance company will fulfill its promise to provide financial protection. In this blog, we will explore why insurance...