Security Breaches Top Concern For Many Business Owners
Posted: April 25, 2023
Security Breaches Top Concern For Many Business OwnersOver the last several years, cyber liability coverage has evolved from just insurance for information technology companies to coverage that nearly every kind of business should have if they don't already. From retailers, banks, contractors, distributors, restaurants and medical offices, many businesses are unaware of the great cyber liability exposure they face. Recent state laws require companies that have experienced a cyber liability breach to...
Directors & Officers Ridk
Posted: April 9, 2023
Directors & Officers RidkDirectors' and officers' liability insurance helps protect the assets of the firm, owners, executives, and managers if individuals, competitors, third parties, or government regulators make claims. A lawsuit against directors and officers most commonly occurs when shareholders (private or public), clients, competitors, or others feel they suffered a loss in the value of their shares because of actions that the board or senior management took...
We Insure Your Fun
Posted: March 24, 2023
We Insure Your FunIt is getting close to spring and summer, which means getting your toys insured. That is where we can help. We offer insurance coverage options and competitive prices on all kinds of toys, including boats, personal watercraft, RVs, motorcycles, ATVs, and more. All of these vehicles require insurance to protect you from damage and liability. It is critical to have the right kind of insurance...
Contractors Have Professional Liability Risks
Posted: March 9, 2023
Contractors Have Professional Liability RisksAccording to the International Risk Management Institute, contractors, project owners, and project professionals have an increased risk of professional liability claims. Yet less than half of all contractors in need of the coverage are buying it. Insurance can play an important role in “on-time and on-budget” projects. If your contractors’ insurance coverage is not written properly, your business may not survive financially. Many contractors don’t...
Is Flood Insurance Really Needed?
Posted: February 16, 2023
Is Flood Insurance Really Needed?Many homeowners decide to go without flood insurance. Some people figure the odds are low that anything will happen, while other people think that a flood is covered under their current policy. Let us correct you; unless you have added flood insurance coverage, it is excluded. We agree that the probability is low, nonetheless, it does exist. Now is the time to consider Louisiana flood...