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Category: Risk Safety

We Insure Your Fun

We Insure Your Fun

It is getting close to spring and summer, which means getting your toys insured. That is where we can help. We offer insurance coverage options and competitive prices on all kinds of toys, including boats, personal watercraft, RVs, motorcycles, ATVs, and more. All of these vehicles require insurance to protect you from damage and liability. It is critical to have the right kind of insurance...

Contractors Have Professional Liability Risks

Contractors Have Professional Liability Risks

According to the International Risk Management Institute, contractors, project owners, and project professionals have an increased risk of professional liability claims. Yet less than half of all contractors in need of the coverage are buying it. Insurance can play an important role in “on-time and on-budget” projects. If your contractors’ insurance coverage is not written properly, your business may not survive financially. Many contractors don’t...

Is Flood Insurance Really Needed?

Is Flood Insurance Really Needed?

Many homeowners decide to go without flood insurance. Some people figure the odds are low that anything will happen, while other people think that a flood is covered under their current policy. Let us correct you; unless you have added flood insurance coverage, it is excluded. We agree that the probability is low, nonetheless, it does exist. Now is the time to consider Louisiana flood...

Protecting Your Business with Products Liability Insurance

Protecting Your Business with Products Liability Insurance

  Starting or running a business involves numerous risks, especially when products are involved. One of the most effective ways to protect your business from potential liability is with product liability insurance. In this blog post, we'll discuss what product liability insurance is and how it covers your business in various ways, as well as how much coverage you need and the associated benefits. What...

The Holidays Bring Added Risk?

The Holidays Bring Added Risk?

  Personal Insurance Update Did you get an ugly tie or sweater last year for Christmas? If this Christmas is a repeat of last year, the good news is that you can exchange the gift for something you can use. However, many other ugly things can happen during the holidays that you may not be able to take back. While the holiday season is a...