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Category: Risk Safety

Why Is Directors and Officers Insurance Important?

Corporate Directors and Officers Insurance (D&O) Protects Corporate Directors and Officers from Personal Liability The majority of business insurance policies are meant to protect a company's assets and earnings. The goal of Directors and Executives Insurance, often known as D&O Insurance, is to protect and defend the personal assets and income of boards of directors, employees and corporate officers. A startup company does not require...

Holiday Safety Tips

It's the Holiday season, which means many people will be traveling to see family and friends. Regrettably, not everyone is in a good mood at this time of year. There are Grinch’s out there who are well aware that many homes are vacant over the holidays and will scour neighborhoods for telltale indicators of a property that has been abandoned for a few days. So,...

Burglars Are Christmas Shopping Too

Your local criminal is getting ready to do some Christmas shopping and he wants your gifts.  In Missouri, for example, there were 4,230 burglaries in December 2019, (the latest statistics available from the FBI) 18% more than the average month. When you leave your home, keep lights on, close your drapes, and never leave packages on your front porch.  Thieves will follow delivery trucks waiting...

Stop Porch Pirates This Holiday Season

The holiday season is filled with fun, parties, food, gifts, overeating, and, unfortunately, some risk. One of the fasted growing risks for many people is stolen packages by porch pirates. According to proopertycasualtiy360, over 26 million packages are stolen during the holiday season. Need more bad news? Your homeowners or renter’s insurance generally may not cover this loss as it tends to be under your...

Types of Commercial Insurance Your Business Might Need

We live in a constantly changing world, and your business's insurance coverage must adapt to keep up. To maintain your commercial insurance up to date, you must be able to change and update your insurance program on a regular basis. Your organization may require a number of cutting-edge insurance products developed by the insurance industry. The type of business insurance you need is decided by...