Replacement Cost Coverage
Posted: May 23, 2022
Most homeowners and businesses buy insurance to cover the repair/replacement of loss of damaged property. Generally speaking, insurance companies do a good job of managing claims and helping the owners get their property back to a pre-loss condition. One important part of the insurance process is to understand the difference between Replacement Cost (RC) and Actual Cash Value (ACV) coverage. Let’s start with definitions of...
Is Your Auto Insurance On Cruse Control?
Posted: April 11, 2022
Put Your Hands On The Wheel And Steer Your Auto Insurance Premiums Lower Did you know you can control what you pay for auto insurance? Auto insurance is best purchased when you have a licensed professional as your advocate. Licensed professional insurance agents help you get the best price and coverage, and good communication about your insurance factors is essential. Here are some examples of...
Does A Connected Home Technology Really Work?
Posted: March 11, 2022
Can you believe all the new innovations that are available for your home? Many new technologies can help you in the kitchen, help keep your home cooler in summer, and some even reduce your homeowner’s insurance premiums. Here is a recent quote from an insurance company, “If somebody has some sort of temperature-monitoring system in their house, we give them a discount for that.” Here...
Why Is Directors and Officers Insurance Important?
Posted: December 17, 2021
Corporate Directors and Officers Insurance (D&O) Protects Corporate Directors and Officers from Personal Liability The majority of business insurance policies are meant to protect a company's assets and earnings. The goal of Directors and Executives Insurance, often known as D&O Insurance, is to protect and defend the personal assets and income of boards of directors, employees and corporate officers. A startup company does not require...
Holiday Safety Tips
Posted: December 14, 2021
It's the Holiday season, which means many people will be traveling to see family and friends. Regrettably, not everyone is in a good mood at this time of year. There are Grinch’s out there who are well aware that many homes are vacant over the holidays and will scour neighborhoods for telltale indicators of a property that has been abandoned for a few days. So,...