“My Business Does Not Need Business Insurance” – Think Again After You Read This
Posted: July 18, 2017
If you own or operate a business, commercial insurance needs to be part of your business plan. If not properly insured, your business most likely will not withstand the effects of a common loss. Business insurance, or commercial insurance, is designed to protect your business from accidents and loss. Key Business Coverage for Your Business Needs Business Interruption Insurance covers the loss of income that...
Does Your Business What The Best Possible Coverage?
Posted: June 11, 2017
The Top Claims For Small Businesses In a recent report by Property Casualty 360 See full Article, the top claims for small businesses were reviewed. In this report, a leading insurer of small businesses reviewed millions of policies over a five year period. We found the results interesting. Business Insurance Remember, business insurance protects your investment by minimizing financial risks associated with unexpected events such...
Professional Liability
Posted: May 8, 2017
Today, almost any business can find itself facing a liability lawsuit. A Professional Liability lawsuit can put owner’s personal assets at risk including homes, cars, and other possessions. One simple mistake could cause financial devastation, as well as end your professional career. Many businesses don’t think they have an exposure to professional loss. Here are some examples of industries that need Professional Liability Insurance....
How to Properly Insure Summer Interns
Posted: April 9, 2017
Many businesses are getting ready to hire summer interns. These internships can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business. If the interns are receiving wages, they will be considered employees of the company, and eligible for workers’ compensation insurance coverage under your current policy. If the...
Undocumented Workers Can Be A Big Issue
Posted: March 23, 2017
Are Undocumented Workers Covered Under Workers’ Compensation? A Business Insurance Update With all the talk these days about illegal immigration, we thought it might be good to answer a common question. That is, are undocumented workers covered under workers’ compensation? According to the U.S. Department of Labor and Homeland Security, undocumented immigrants make up 3.2 percent of the United States' population. The Federal Government requires...