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Tag: Contractors Insurance

How Agents Can Increase Client Engagement

Every agency and business has a critical component that ensures its performance. It's known as employee engagement. It can mean the difference between your employees feeling motivated to take the company to greater heights or feeling overwhelmed to the point of sabotage. It is important that all employees feel engaged in the business so that the entire team is moving toward a common goal. The...

Are You In The Market For Employment Practice Liability Coverage?

A Business and Risk Update The Equal Employment Opportunity Commission (EEOC) just released the latest numbers relating to employment claims, and they remind us of the need for employment practices liability insurance. Retaliation was the most frequently filed charge with the EEOC in 2018, followed by race and disability. Sexual harassment charges with the EEOC increased by 13.6%, based on preliminary 2018 results. Monetary awards...

How to Hire Part Time Seasonal Workers

Business Insurance update  This is the time of year when your business will be hiring part time workers to help you manage the holiday season. For the most part, you will not need to modify your business insurance, but if you add new classifications or payroll, it may affect your workers’ compensation insurance.  Now might be a good time to have us complete a review...

Employment Practices Liability Insurance

The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations, no company is immune to such lawsuits. Recognizing that smaller companies now need this kind of protection, we provide this coverage as an endorsement to our Business owners Policy (BOP). EPLI provides protection against many kinds of employee lawsuits, including claims of: Sexual harassment...

How Is Contractors General Liability Insurance Different From Standard Commercial Liability Insurance?

Any business needs general liability insurance. Contractors, subcontractors, and independent tradesmen need this type of coverage, not only to protect their business, but often as a requirement for the job. Trades that need contractors general liability insurance include construction, carpenters, plumbers, electricians, painters, and masons. What Is Standard Commercial Liability Insurance? Commercial general liability (CGL) insurance protects a business from financial loss due to liability...