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Archives: 2015

Five Laws That Impact Your Business

Every business must follow federal, state and local laws. Failure to follow these laws can create risk and liability for your business. Your business insurance may respond to these depending on the claim or action brought as a result of failure to follow the law. Important business laws Employee Personal Records - As a business you may be required to make former and current employees’...

Liability Only Coverage: Pros & Cons

The need for excellent car insurance is a fact of life. It's great to get extensive coverage at a low price, and saving your hard-earned money is always a good idea, but one of the most common questions we hear is whether liability only coverage if the right choice. Let's look at the pros and cons of liability only auto insurance. Pros: Liability only coverage is...

Easy Ways To Clean Your House This Spring

After a long and cold winter, it's time to let in the sunshine, breathe the fresh air, and make your home spotless. A good spring cleaning also keeps your home environment much safer, as cluttered areas can pose a risk of fire. Check your home from top to bottom for any hazards. Here are 5 tips to help make your spring cleaning easier: 1. Start...

Risk Of A Fire Low… Risk Of A Cyber Attack High

Believe it or not, a small to medium sized business has a greater chance of having a cyber attack than it does of having a fire. While the headlines are filled with the most recent cyber attacks on large companies including Anthem Health, Sony, Staples, Home Depot and JP Morgan Chase, hackers also target businesses with less than 50 employees. According to Symantec, in 2013,...

Ways To Be Safe Against Carbon Monoxide In Your Home

Carbon monoxide (CO) is odorless, colorless, hard to detect, and extremely dangerous. The gas is often called "the invisible killer," and it is critical that your family is protected from exposure. The CDC reports that there were a total of 5,149 deaths from unintentional carbon monoxide poisoning from 1999 - 2010, or an average of 430 deaths every year, and the National Fire Protection Agency...