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Archives: 2015

Latest Trends In Commercial Auto Insurance

Recent studies have identified a correlation between auto accidents and increased auto premiums. While this is something that we all might have assumed, we now have definitive analysis. If you have an accident, you have a +75% chance of having an increase in your auto rates. If you have a second accident, your chance of an increased rate goes up to +93%.  Some carriers may...

Do You Have Enough Life Insurance?

Most of us would prefer not to think about what would happen to our families if something happened to us. Life insurance is something we may have to force ourselves to think about, just like a will. The good news is that purchasing a whole life insurance policy can be a great financial investment. This form of insurance not only allows your life to be...

How To File A Claim For Snow Damage

Weather patterns are constantly changing, and there have been some record-breaking snowfalls in recent years. Heavy snow can create significant damage to your home or vehicles, and it's critical to understand what to do in the event of snow-related damage. You may have good home and auto insurance coverage, but are you insured for snow damage? Different types of insurance have varying levels of coverage...

Artisan Contractors Insurance

Artisan Contractors Need The Right Kind of Insurance Construction projects depend on the special talent and skills of artisan contractors.  Artisan contractors are part of our thriving economy. For many artisan contractors, the most cost effective and efficient way to obtain property and liability coverage is with a Business owners Policy (BOP) especially tailored to their needs. Contractor’s General Liability insurance is for residential and...

Is Your Restaurant Properly Insured?

A restaurant is a valuable asset, and restaurant owners invest a great deal of money into their operation. The costs involved in installing cooking fixtures, correct venting, guest areas, and computer systems is significant. Once purchased and installed, you want to protect these assets should an unexpected event such as a fire, break-in, or flood occur. Restaurant insurance is essential, and it must be a...