We often get asked the question, “How much auto liability insurance do I need?” The answer to that question is different for everyone. We do recommend that everyone carry at least $500.000 auto and personal liability limits.
Auto liability coverage provides protection in the event you injure a third party while driving. Serious injury or death from a car accident is devastating to the injured person or deceased person’s family, both emotionally and financially.
You should consider higher limits if you have any of these risks:
Own a boat, ATV, or RV
Have teen drivers
Have a high net worth
Own a vacation home or rentals
Own your own business
Have other financial assets you may want to protect
Umbrella insurance can be added to your personal insurance program for as little as $150 to $200 per year, depending on your individual circumstances.
Partners Risk Services represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.