Does Santa Claus Need insurance?
Posted: December 12, 2017
Imagine that your entire business was focused on just one day out of the whole year? You have to spend 364 days preparing for one single product distribution. Do you think there might be just a little bit of stress—say around December 20? If we attempted to present Santa with a business insurance proposal, he might say, “Who would sue Santa?” If Santa were concerned...
Cyber Liability Insurance Can Help Your Business Recover
Posted: December 5, 2017
Almost every business has a cyber liability exposure, and most businesses are securing some form of coverage to protect them from these types of threats. A recent report by a leading insurance firm said that purchases of cyber insurance grew over 30% in the last year. Did you know that an average business has a greater chance of having a cyber breach than it does...
How to Minimize Holiday Risks
Posted: November 25, 2017
A Personal Insurance Update November is here and that means the holiday season has started. Over the next number of weeks, holiday activities will consume much of our time. This is also the season when homeowners have insurance claims for fire, burglary, theft from vehicles, and even auto accidents. Now may be the best time to have us review your personal insurance in order to...
Don’t Let the Company Holiday Party Turn Into an Employment Claim
Posted: November 15, 2017
Company Holiday Parties Increase Risks Your company Holiday party was going great, and everyone was having a wonderful time. Except one of the female employees said that a manager touched her and made un-wanted advances. Now she is filing an employment liability claim. This is a scenario that no one wants to happen. Your business insurance many not cover this lawsuit unless you have employment...
Cyber Risk Tips
Posted: November 5, 2017
Cyber risk is a topic that keeps evolving. At this point, we believe that every business needs to have cyber liability insurance. The methods that the cyber criminal’s use is always changing and we are constantly researching the latest prevention trends. Cyber Risks Are Growing Russian hackers recently stole over 2 billion online names and passwords. Home Depot had millions of customer credit cards stolen....