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Category: Blog

Why Your Business Needs Insurance

Business Insurance Update Your business not only creates income for you, it may provide employment for other people.  Small and medium businesses are subject to the same risks as major corporations. You buy business insurance to help protect your business for claims and litigation that may come from a variety of sources. Remember, your business insurance can be designed to protect you from unforeseen accidents...

How to Set up Your Home Office

Many companies are now allowing employees to work from home, and experts say it will most likely continue through 2020 and beyond.  Employers are seeing that they can reduce operating costs by having all or some of their employees work from home.  Whether you own a home business, work from home full time, or occasionally work at home, you can benefit from optimizing your workspace...

Benefits of Life Insurance

Are you one of the people who think you don’t need lifer insurance? Please think again. Life insurance provides real security for those you care about. Life insurance benefits can provide financial security and resources for your family or loved ones after you are gone. Let’s look at a few of the reasons to consider life insurance: Payment on Debt– If you have any outstanding...

Employment Practices Liability Insurance

The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations, no company is immune to such lawsuits. Recognizing that smaller companies now need this kind of protection, we provide this coverage as an endorsement to our Business owners Policy (BOP). EPLI provides protection against many kinds of employee lawsuits, including claims of: Sexual harassment...

Is Damage to My Business Covered for Loss Resulting From a Riot?

The recent riots in most major cities has prompted us to provide some much needed information regarding commercial insurance and how it interacts with riots and unrest. Generally speaking, damage to your building and other property due to a riot is a covered peril.  This would include fire, theft, and vandalism.  If you were forced to close your business by civil authority but had no...