Archives: August 2020

Am I Required To Buy A Company’s Life Insurance Once They Finance A Physical Exam?

Except for guaranteed issue and other no-exam life insurance policies (with higher rates and lower face value), most insurance companies will require an in-person medical exam. A company representative will arrange for a physical exam to be conducted by a licensed healthcare professional selected and contracted by the life insurance company. This does not mean you are under any obligation to purchase life insurance from...

Web Meeting Tips

Many businesses are now holding web meetings as part of their everyday business process.  However, for many, this is a somewhat confusing new kind of activity.  We thought it might be beneficial to provide a few tips from our own experience. Location Use an inside location that has good lighting for your meeting.  Make sure your face is not blocked in some way. Appearance Dress...

What Makes Restaurant Insurance Different From Other Business Insurance?

No matter how hard you work to ensure everything goes smoothly, problems can and do arise in a restaurant. Restaurant owners have exposure to a wide range of risks that make them vulnerable to liability and financial loss. Restaurant insurance is different from other types of business insurance as it is designed to address the unique risks faced by business owners in the foodservice industry....

Summer Home Safety Tips

The majority of home burglaries do not involve violence or the use of a weapon. The average dollar loss from a burglary in the United States is just over $2,000, and there are over 2 million burglaries in the US every year. Many people travel during the summer season and we wanted to provide a few tips to make sure you come home that is...

Am I Required To Have Homeowners Insurance?

There is no law that says you have to purchase homeowners insurance if you own a home, as stated by the Insurance Information Institute (III). However, very few home buyers can pay cash upfront for such an expensive purchase. Most people will need to finance most of the cost of a home, and that means going to a mortgage lender. As a condition for obtaining...