Risk Management Downton Abbey Style
Posted: January 25, 2016
Downton Abbey Has Real Life Insurance Implications The final season of Downton Abbey started in January 2016. It has been the most successful British TV series in history, and is translated in over 250 languages. It is interesting to consider the many personal and business insurance issues faced by the fictional Grantham family as they operate their property and many businesses. We thought we might...
Community Associations Insurance Mistakes
Posted: November 30, 2015
Insurance for community associations is one area that should always be taken seriously. Community Association insurance can protect the owner, board, and employees from costly claims and expenses. Here are mistakes community associations can make in their insurance program Not Having Enough Insurance.Your community association should have an umbrella policy with at least a million dollar limit. Recently, a small child drowned in an association...
Top Risks For Transporting Goods
Posted: October 8, 2015
Business insurance can cover property while in transit Many businesses have the exposure of their goods and products being transported by a common carrier, local hauler, or even through their company owned vehicles. We have identified a number of risks associated with having goods in transit. A business insurance program can be designed to cover many, if not all, of these exposures. Common Carriers--Many firms...
Five Laws That Impact Your Business
Posted: April 27, 2015
Every business must follow federal, state and local laws. Failure to follow these laws can create risk and liability for your business. Your business insurance may respond to these depending on the claim or action brought as a result of failure to follow the law. Important business laws Employee Personal Records - As a business you may be required to make former and current employees’...
Risk Of A Fire Low… Risk Of A Cyber Attack High
Posted: March 19, 2015
Believe it or not, a small to medium sized business has a greater chance of having a cyber attack than it does of having a fire. While the headlines are filled with the most recent cyber attacks on large companies including Anthem Health, Sony, Staples, Home Depot and JP Morgan Chase, hackers also target businesses with less than 50 employees. According to Symantec, in 2013,...