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Category: Business Insurance

Agritourism Risk & Reward

Agritourism is any activity that allows members of the general public on your farm property for recreational, entertainment or educational purposes. Agritourism activities include everything from a bed and breakfast, a corn maze, an educational field trip, a store or wine tasting, to “pick your own” and roadside farm stands. It is important to understand your increased liability, by having visitors on your property. Here...

Will Workers’ Comp Cover Employee Negligence?

Workers' compensation insurance is designed to provide benefits to injured workers and to protect employers from injury lawsuits brought by employees. It pays for medical care, partially replaces lost wages during recovery from work-related injuries, and covers vocational rehabilitation for workers when needed. Generally, workers' compensation is a no-fault system that provides benefits for workers injured on the job, regardless of who was at fault....

How Safe Is Your Parking Lot?

Businesses can be held liable for injuries that occur on their premises, and that includes parking lots. Depending on the type of business you have, the parking lot may be the most dangerous area on your property. If your parking lot is not owned and managed by a third party and is therefore your responsibility, discuss parking lot safety with your business lawyer and business...

Rental Property Myths Debunked

Although landlord-tenant laws vary from state to state, common myths about rental properties are in circulation nationwide. The following are some widely-held beliefs about renting and why they may not be as true as you think. The Security Deposit Covers the Last Month's Rent Although the security deposit may equal a month's rent, it is not earmarked for that purpose. The last month's rent and...

Business Must Prepare For Continue Winter Storms Winter storms will impact a large part of the East Coast starting this winter. We can expect continued storm surges over the next 60 to 90 days and that means businesses need to continue to plan for storms. Winter storms can cause damage to buildings, auto accidents and even loss of life. No matter how good you are...