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Category: Home Insurance

Some Items That Should Be Insured Under A Homeowner’s Insurance Policy

No one ever wants to have a loss. Managing a homeowner’s claim can create some stress in your life. But we are here to take as much pressure off your shoulders as possible. A standard homeowner’s policy does not cover everything that might happen, but it does cover many kinds of perils. There are a number of items that you might want to make sure...

Why Use an Independent Agent?

It is hard to get away from all the advertisements stating that online insurance buying is the best way to get the personal insurance coverage you need.  Technology has given some insurers the ability to automate the process to the point where you, the buyer, take all the risk in determining your coverage.  The problem with this is that you are not fully able to...

Does Santa Claus Need insurance?

Imagine that your entire business was focused on just one day out of the whole year?  You have to spend 364 days preparing for one single product distribution.  Do you think there might be just a little bit of stress—say around December 20?  If we attempted to present Santa with a business insurance proposal, he might say, “Who would sue Santa?”  If Santa were concerned...

Make Your House Safe For Trick-Or-Treaters

Halloween is fast approaching. All kids love to dress up, get together with friends, and go door-to-door hoping to find the full size candy bar. A little pre-planning can prevent unfortunate accidents that could turn out to be tragic for kids and trying for you. Here are some pointers for ensuring your house is a safe place for trick-or-treaters on Oct. 31. Pets first. Dogs,...

Are You Prepared?

There is no question Texas has been hit hard by hurricane Harvey and our thoughts are with all those who have suffered a loss.  Now is the time to think about how you will respond to the next big storm or disaster. Remember, some disasters are not covered under a standard homeowners insurance policy. Part of your planning needs to be a review of your...