Why Use an Independent Agent?
Posted: December 21, 2017
Why Use an Independent Agent?It is hard to get away from all the advertisements stating that online insurance buying is the best way to get the personal insurance coverage you need. Technology has given some insurers the ability to automate the process to the point where you, the buyer, take all the risk in determining your coverage. The problem with this is that you are not fully able to...
Cyber Liability Insurance Can Help Your Business Recover
Posted: December 5, 2017
Cyber Liability Insurance Can Help Your Business RecoverAlmost every business has a cyber liability exposure, and most businesses are securing some form of coverage to protect them from these types of threats. A recent report by a leading insurance firm said that purchases of cyber insurance grew over 30% in the last year. Did you know that an average business has a greater chance of having a cyber breach than it does...
Don’t Let the Company Holiday Party Turn Into an Employment Claim
Posted: November 15, 2017
Company Holiday Parties Increase Risks Your company Holiday party was going great, and everyone was having a wonderful time. Except one of the female employees said that a manager touched her and made un-wanted advances. Now she is filing an employment liability claim. This is a scenario that no one wants to happen. Your business insurance many not cover this lawsuit unless you have employment...
What Is Trending in Risk Management
Posted: September 19, 2017
Are you concerned about the future? Is your risk management program designed and prepared for changes in pricing, economic downturns, healthcare, changes in employment laws and upcoming political elections? A broker or agent who cares about your business will be on the forefront of change. Part of providing outstanding customer service is helping clients understand how current and future trends may affect their risk program....
Georgia Contractors Professional Liability Insurance (CPLI)
Posted: August 19, 2017
Trends in the insurance and legal industry are creating new exposures for contractors. Contractors are now being held liable for damages and loss arising out of professional advice. A contractor not adequately protected, can expose their company to financial loss. Yet, less than half of all contractors in need of the coverage are buying it. Why is that? It might be that contractors don’t fully...