Archives: January 2019

Will Workers’ Comp Cover Employee Negligence?

Workers' compensation insurance is designed to provide benefits to injured workers and to protect employers from injury lawsuits brought by employees. It pays for medical care, partially replaces lost wages during recovery from work-related injuries, and covers vocational rehabilitation for workers when needed. Generally, workers' compensation is a no-fault system that provides benefits for workers injured on the job, regardless of who was at fault....

Have You Considered These Types of Insurance?

Have You Considered These Types of Insurance? A personal Insurance Update People buy insurance to protect their assets from loss.  Typically, that includes homeowner’s insurance, auto insurance, life insurance, and a personal health policy.  However, there are other kinds of personal insurance that you may not have considered.  A balanced personal insurance program may consist of some of the following kinds of coverage. Earthquake or...

How to Make 2019 a Good Year

Two thousand eighteen is off and running and whether you own or rent, it is a good time to lay a foundation of a solid personal insurance program.  We are here to help you design the best possible personal insurance program.  You never know what the future may bring, and having a solid insurance program is the best defense against the unknown events of 2018....

Protecting Your Home Through The Seasons

Blazing sun, sub-zero temperatures, or any extreme weather conditions can wreak havoc on your home, but seasonal maintenance can go a long way toward preventing catastrophe. The following are home maintenance checklists for winter, spring, summer, and fall. Winter Home Maintenance Vacuum HVAC registers to remove dust and debris. Flush out water heater to remove built-up sediment. Clean refrigerator coils. Check caulking around showers and...