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Category: Risk Safety

Does Santa Claus Need insurance?

Imagine that your entire business was focused on just one day out of the whole year?  You have to spend 364 days preparing for one single product distribution.  Do you think there might be just a little bit of stress—say around December 20?  If we attempted to present Santa with a business insurance proposal, he might say, “Who would sue Santa?”  If Santa were concerned...

Cyber Liability Insurance Can Help Your Business Recover

Almost every business has a cyber liability exposure, and most businesses are securing some form of coverage to protect them from these types of threats.  A recent report by a leading insurance firm said that purchases of cyber insurance grew over 30% in the last year.  Did you know that an average business has a greater chance of having a cyber breach than it does...

Don’t Let the Company Holiday Party Turn Into an Employment Claim

Company Holiday Parties Increase Risks Your company Holiday party was going great, and everyone was having a wonderful time.  Except one of the female employees said that a manager touched her and made un-wanted advances.  Now she is filing an employment liability claim.  This is a scenario that no one wants to happen. Your business insurance many not cover this lawsuit unless you have employment...

Make Your House Safe For Trick-Or-Treaters

Halloween is fast approaching. All kids love to dress up, get together with friends, and go door-to-door hoping to find the full size candy bar. A little pre-planning can prevent unfortunate accidents that could turn out to be tragic for kids and trying for you. Here are some pointers for ensuring your house is a safe place for trick-or-treaters on Oct. 31. Pets first. Dogs,...

Are You Prepared?

There is no question Texas has been hit hard by hurricane Harvey and our thoughts are with all those who have suffered a loss.  Now is the time to think about how you will respond to the next big storm or disaster. Remember, some disasters are not covered under a standard homeowners insurance policy. Part of your planning needs to be a review of your...