Archives: August 2018

Camping Safety Tips

Summer Camping Tips When you think of summer, do you think about boating, vacations, camping, and barbeques?  One of the best ways to enjoy your summer is to get out and enjoy nature with your family. But even in nature, bad things can happen. You can create a fire that spreads to another campsite, your personal property can be stolen, or you might injure another... Read Article

Something Your Business Insurance Might Be Missing

If your business suffered a property loss, are you confident that your building would be restored to its pre-loss condition—including any changes in building codes?  It is a sobering fact that over 30% of businesses that suffer a total loss never resume operations.  If these businesses had purchased the right insurance, they might have been able to continue operation. One of the often-misunderstood kinds of... Read Article

Understanding Your BOP

A business owners policy (BOP) combines protection from all major business property and liability risks in one convenient package. Package policies are created for small and mid-sized businesses that face the same type and degree of risk. A policy that combines property and business liability insurance can cover your business for claims resulting from fire, theft, and other covered disasters, as well as for claims... Read Article

Personal Umbrella Coverage

Umbrella Insurance Offers Added Protection A Personal Insurance Update You have worked hard to build a good life for yourself and your family. You own a home, have two cars and a boat, and you might even have a second home. You have also built a financial future for your family with a 401k plan and other investments. One accident can wipe all that out... Read Article

Three Items That May Not Be Covered Under A Standard Contractors Insurance Policy

  Contractors Insurance Update If you are a contractor you may have some coverage issues that you need to review. Many contractors’ insurance policies have limitations or exclusions that could cause un-insured losses. Contractors Insurance Concerns Contractual Liability The ISO Commercial General Liability Coverage form excludes damages or loss for which the contractor is obligated to pay by reason of having assumed liability under a... Read Article