Posted: November 17, 2018
Business Must Prepare For Continue Winter Storms Winter storms will impact a large part of the East Coast starting this winter. We can expect continued storm surges over the next 60 to 90 days and that means businesses need to continue to plan for storms. Winter storms can cause damage to buildings, auto accidents and even loss of life. No matter how good you are...
Is Your Business covered For These Risks?
Posted: September 27, 2018
Is Your Business covered For These Risks? Many businesses buy commercial insurance thinking that the policy they have covers most if not all things that might go wrong and cause a loss to their business. That kind of thinking can lead to an uninsured loss. We take the time to educate ourselves on your risks, and then design an insurance program to meet your needs. ...
Is Your Business Hiring This Summer?
Posted: June 27, 2018
Many businesses today offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business. We wanted to highlight some of the business risks associated with having interns. Before you bring that person on board, make sure your...
The Benefits of a Workers’ Compensation Experience Modifier Review
Posted: April 12, 2018
Your Experience Mod Is Your Work Comp Identity It is a fact that many employers overpay for their workers’ compensation premiums. One of the reasons is that their experience modifier is not accurate. The experience modifier is a numeric representation of your company's loss history compared to the average for your industry. If your loss history is average, your modifier should be 1.00. The experience...
Does Your Business Have The Right Coverage?
Posted: February 25, 2018
Types of Insurance a Small Business Owner Should Have There is no question, owning a business comes with a set of unique risks. The types and kinds of business threats are changing rapidly, and for your business to survive and grow you need to know how to manage your risk. A well designed commercial insurance program can protect your company from financial loss and even...